Make sure you have checked if you are eligible for government funded home care before jumping straight into privately funded home care. Because if you are eligible for support you might as well make the most of it!

If you, or someone you care for are eligible, you could be receiving funding from the government for home care and support services in the form of NDIS or a Home Care Package. To check if you are eligible for NDIS, go here, or for an assessment for My Aged Care services, head here.

If you are not eligible for government funded home care and support services, read on…

Sometimes called “fee-for-service”, private home care services are paid for directly from personal funds. It may be the family of, or the individual who is receiving the care that covers the cost.

Private home care is an option for:

  • People who are in need of home care and support services but are not eligible for government subsidies or funding.
  • Carer respite: to provide both a break for carers and a change for clients.
  • People looking for additional support hours or services outside of what they are eligible to receive through government subsidies or funding.
  • Those needing support before their Home Care Package becomes available.

Services can be paid for with a credit card, through other forms of insurance (e.g. private health insurance, TAC etc) or through non-government funding you may have access to.

I’m not eligible for government funded support. What are my options?

Most registered home care service providers that accept government funding can also accept private funding and are able to deliver the same support services - this is called private home care. There are many online listings for private home care providers and contractors that accept fee-for-service, private home care clients. Anyone looking for private home care and support can choose from a pool of hundreds of workers including NDIS registered or independent contractors.

Put simply, if you are a fee-for-service, privately funded client looking for private home care, there are loads of providers and services you can choose from. One way to easily access, search, book and pay for these is through a “marketplace” app such as Mobility.

Money is tight right now. What can I do if I’m not eligible for the NDIS?

If you are not eligible for NDIS funding and can’t afford private home care, there are still ways people with disability can access support straightaway. Your NDIS Local Area Coordinator (LAC) can connect you with local supports and other government services and organisations, some of which are funded to deliver inclusive, community activities and events under the Information, Linkages and Capacity Building program (ILC). Unlike the rest of the NDIS, ILC doesn’t provide funding to individuals, and instead provides grants to organisations to “deliver projects in the community that benefit all Australians with disability, their carers and families.”

Head here to find a NDIS LAC near you.


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